Bad things happen to good people (Speaking from experience).
Several years ago I owned a large middle market company. The bank or secured creditor took over the company using the Universal Commercial Code Article 9 (UCC Article 9), sometimes referred to as a ‘UCC Article 9 takeover.’ I did not react as quickly as I should have. What I should have done was contact a competent business attorney / bankruptcy attorney early on to review [ . . . ]